Are you a travel nurse coming to St. Thomas, usvi and wondering whether your housing stipend will cover a hotel, a furnished apartment, transportation, and food?
Sunset Gardens Guesthouse is the best choice for travel nurse housing in St. Thomas when you want your stipend to work harder. We at Sunset Gardens Guesthouse help traveling nurses, medical professionals, contractors, and corporate teams find comfortable furnished housing for longer stays without paying resort prices for a room with very little living space.
The concern is real. St. Thomas can feel “expensive” when you add imported groceries, transportation, taxes, hotel fees, and restaurant meals. However, choosing the right home base can make a major difference. The difference is not only your nightly rate. It is what that rate includes.
Start with the real question: where does the stipend go?
A travel nurse housing package may be offered as:
- Agency-paid housing
- A housing stipend
- A weekly lodging allowance
- A reimbursement arrangement
- A bundled contract with housing already deducted or included
Before accepting a unit, ask for the full math. Is the housing paid directly? Is there a weekly deduction? Are taxes and fees included? Is parking included? Do you have a kitchen? Will you need a rental car?
A recent travel nurse guide for the U.S. Virgin Islands notes that St. Thomas assignments may include housing or housing stipends, but traveler costs can vary widely. Some reported agency-arranged housing costs have reached approximately $500 per week. That is about $6,500 over a 13-week assignment, before transportation and meals.
The number may look manageable until you add everything else.
Comparison one: the resort hotel room
A resort hotel can look simple at first. You book a room, arrive, and do not think about furniture or utilities. But for a 13-week travel nurse assignment, the daily rate can quickly consume the entire housing package.
Here is an example planning estimate, not a quote for a specific St. Thomas hotel:
| Expense | Illustrative 13-week cost |
|---|---|
| Room at $250 per night | $22,750 |
| Taxes and resort fees | $3,000–$6,000 |
| Eating out or ordering food | $1,800–$3,000 |
| Laundry | $200–$500 |
| Parking | $500–$1,000 |
| Transportation | $600–$2,000+ |
That can place a hotel-based stay near or above $29,000 before personal expenses.
The hidden cost is also your time. A hotel room usually gives you a mini-fridge, microwave, or limited food storage. You may eat out after a 12-hour shift because cooking is difficult. Restaurant meals, delivery charges, tips, and drinks can quietly take another large share of your stipend.
A resort may offer a beautiful pool. It may also charge resort fees, parking fees, and higher nightly rates during busy periods. For a short vacation, that may be acceptable. For traveling medical professional housing, it may not be the best value.
Comparison two: an agency-arranged unit
Agency housing is convenient. You do not have to search from another state, compare landlords, or coordinate furniture. That convenience can be valuable when your contract starts quickly.
But agency housing can be less transparent. You may know your weekly deduction without knowing the actual monthly rent. You may also have limited control over:
- The neighborhood
- The furniture
- The kitchen equipment
- Roommates or shared spaces
- Parking
- Internet quality
- Contract extensions
- The distance to the hospital
Agency-arranged housing may still be the right choice if the agency pays the full cost and provides a clean, safe, furnished unit. Just ask what you are receiving for the deduction.
If your agency deducts $500 per week, the housing portion is approximately $6,500 for 13 weeks. Add groceries, transportation, laundry, and occasional meals out. Your real cost may be much higher than the housing line suggests.
Comparison three: booking a furnished guesthouse unit directly
Direct booking gives you more control over the full budget. You can ask for a monthly rate, confirm what is included, and choose the space that fits your assignment.
At Sunset Gardens Guesthouse, we provide travel nurse apartments and furnished workforce housing in St. Thomas. Our units range from studios to 3-bedroom accommodations. Every unit includes a full kitchen with full-size appliances, living space, Wi-Fi, and access to on-site parking.
That means your budget can go toward housing instead of hotel add-ons and constant restaurant meals.

Our publicly listed short-stay rates may start from $99 per night for selected accommodations, while displayed unit rates can vary by room, dates, taxes, and fees. For a travel nurse assignment, ask us about nightly, weekly, and monthly options rather than comparing only the nightly number.
A direct quote can help you compare:
- Total housing cost for the assignment
- Taxes and fees
- Kitchen and appliance access
- Parking
- Wi-Fi
- Monthly or weekly discounts
- Extension options if your contract changes
- Corporate or workforce housing arrangements
For a premium monthly stay, this direct conversation matters. We can work with companies, staffing agencies, and individual nurses to discuss the assignment dates, unit size, and billing needs.
The kitchen is one of the biggest savings
Grocery prices in St. Thomas can surprise travelers. Many products are imported, so food, bottled water, household items, and some familiar mainland brands may cost more than expected. A kitchen does not make groceries cheap, but it gives you control.
You can prepare breakfast before a day shift. You can pack food for the hospital. You can cook after a night shift instead of paying for delivery. You can share food costs with a partner, roommate, or family member.
This is why furnished apartments for travel nurses are usually more practical than hotel rooms for longer assignments. You are not just renting a bed. You are renting a place to live.

Transportation: car, taxi, or local routes?
St. Thomas has hills, narrow roads, sharp turns, and busy periods around Charlotte Amalie. Cars drive on the left, but many vehicles have the steering wheel on the left like vehicles in the mainland United States. New arrivals should take time to learn the roads before driving at night or in heavy rain.
A rental car may cost approximately $600–$800 per month depending on vehicle, season, and terms. It provides the most flexibility for grocery shopping, errands, beaches, and changing shifts.
However, a car is not always required. Shared safari taxis operate on major routes, and taxis serve the airport, Charlotte Amalie, and other parts of the island. If you are staying close to your hospital and your schedule is predictable, you may be able to combine taxis with occasional rideshare or rental days.
Sunset Gardens is in Contant, about 500 feet above sea level. We are roughly 10 minutes from Cyril E. King Airport and about 5 minutes from downtown Charlotte Amalie. Schneider Regional Medical Center is in the Charlotte Amalie area, so your hospital commute is generally a short island drive, often around 10 to 20 minutes depending on traffic, weather, and your shift time.
That location helps reduce the “far away” concern while giving you a quiet place above the busy city.
A home base built for the assignment
Sunset Gardens Guesthouse is family-owned and designed for guests who need more than a standard hotel room. We offer:
- Studios, 1-bedroom, 2-bedroom, and 3-bedroom units
- Full kitchens with full-size refrigerators and cooking appliances
- Separate living spaces
- Wi-Fi
- On-site parking
- Nightly, weekly, and monthly options
- Corporate housing arrangements
- Workforce housing arrangements
- A quiet Contant location
- Views of Crown Bay and Charlotte Amalie Harbor

The entire property also has backup generator coverage for AC, refrigeration, lights, internet, and device charging. For a nurse between shifts, that is important peace of mind. If there is a power interruption, you can keep the room cool, keep food cold, stay connected online, and charge your phone or laptop.
What should you ask before booking?
When comparing travel nurse housing in St. Thomas, ask these questions:
- What is the complete monthly cost?
- Are taxes and fees included?
- Is there a full kitchen?
- Is parking available?
- Is Wi-Fi included?
- How far is the unit from the hospital?
- Can the stay be extended?
- Can the company or agency pay directly?
- Is the unit private or shared?
- What happens if my assignment dates change?
At Sunset Gardens Guesthouse, we make the comparison straightforward. Tell us your dates, unit needs, and whether you are booking personally, through an agency, or through an employer.
For travel nurse housing in St. Thomas, usvi, contact us at reservations@sunsetgardensguesthouse.com or call 340-227-4429. You can also review available accommodations on our rooms page.
Your housing stipend should cover a comfortable place to live, not disappear into hotel fees and takeout meals. With a furnished guesthouse unit, a full kitchen, reliable essentials, and a convenient St. Thomas location, we at Sunset Gardens Guesthouse help make your next assignment feel more like home.



